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Madalyn Altschuler, Manager, MarketLink & Benefits Communications

Madalyn Altschuler is responsible for educating our clients on MarketLink, our proprietary Benefits Administration and Private Exchange Platform, as well as developing Benefits Communications solutions for our clients and their employees.

Recent Posts

It’s Not A Typo. Employee Benefit Rates Are Actually Going Down For Some Life Science And Biotech Companies.

By Madalyn Altschuler, Manager, MarketLink & Benefits Communications

clock September 13, 2016 at 10:05 AM

At a time when employee benefits are rising at almost double-digit rates, how is it possible for rates to be dropping for some firms?

You just need to belong to Beyond Benefits.

The window of opportunity, however, is quickly closing. Deadline for enrollment in the trust and access to below market rates is September 30, 2016.

Founded by BIOCOM in partnership with Marsh & McLennan Agency, Beyond Benefits enables life science and biotech companies to pool their purchasing power and secure employee benefit rates similar to organizations with a large number of employees.

In 2017, the 198 members of Beyond Benefits will see a 1.4% rate reduction. Meanwhile, companies not participating in Beyond Benefits will likely face an average rate increase of 9.2%* in 2017.

Since 2012, Beyond Benefits has saved member companies more than $89 million in medical premiums, or about $6 million annually. More than 6,500 biotech and life sciences employees are covered by the program.

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Topics: Employee Benefits, Market Trends

How to Keep Your Employees Happy—Part 2: Make Benefits Enrollment Easy

By Madalyn Altschuler, Manager, MarketLink & Benefits Communications

clock June 13, 2016 at 10:00 AM

Researchers in the social sciences are seeking to understand the components that create the elusive condition we call happiness.   The happiness factor is coming into play in the work arena as well with studies showing the importance of job satisfaction in retention of top talent. As discussed in How to Keep Your Employees Happy—Part 1: Quality Benefits, studies suggest that employee benefits play an important role in the overall satisfaction employees experience in their jobs.

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Topics: Employee Benefits, Human Resources

How to Keep Your Employees Happy Part 1: Offer Quality Benefits

By Madalyn Altschuler, Manager, MarketLink & Benefits Communications

clock May 9, 2016 at 10:00 AM

Many employers recognize the importance of job satisfaction when it comes to finding and retaining talented workers. In simple terms, they want their employees to be happy. Competitive salaries, compelling work, and a positive environment are big drivers of the happiness factor but more and more, particularly in industries that are arm wrestling for the best talent, a strong employee benefit package is a game changer. Offering strong health benefits as well as retirement and voluntary benefits can be the difference between recruiting a key staffer and losing them to your competition.

According to studies by MetLife and Unum, quality benefits and coinciding benefit education make a measurable difference in employee recruitment, retention, and reported job satisfaction.

Quality benefits remain a key recruiting and retention tool. From a tactical perspective, benefits still play a big role in attracting and retaining employees, a recent MetLife study confirmed. Sixty percent of employees said quality benefits are the reason they remain with their company. Forty-nine percent said benefits are the reason they came to work for the organization in the first place.

Compelling benefits programs translate into employee satisfaction. Employees who are satisfied with their benefits are more likely to be loyal and satisfied with their jobs by a wide margin, according to the MetLife study. More than 70% of employees who were satisfied with their benefits were also satisfied with their job and their employer.

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Topics: Employee Benefits, Human Resources

Why You Need An Employee Benefits App

By Madalyn Altschuler, Manager, MarketLink & Benefits Communications

clock April 27, 2015 at 10:00 AM

How much would your employees appreciate a cool new, employee benefits app?

Consider the following:

  • Over 70% of the U.S. population owns a smartphone¹
  • Mobile users check those smartphones 40 to 100 times each day¹
  • Four out of five smartphone users wake up and look at their phone within 15 minutes¹

Benefits for All

Today, an easy-to-use benefits app, fully branded with your corporate identity, is one of the best ways for employees to understand their benefit options and for employers to communicate their benefits programs.

Click here to learn more about MMA's new, upgraded iBenefits app.

For employers, a benefits app reduces costs, streamlines benefits communication and creates buy-in from employees, who are much more likely to turn to their smartphone for information than anyplace else.

A well-designed, fully-featured app can save your Human Resources team time and also further shift resources to mobile delivery from traditional paper-based employee communications.

A Digital Swiss-Army Knife

An app can store an organization’s entire benefits guide, as well as plan summaries for each benefit offered. For communicating throughout the year, an app can send “push notifications” to employees highlighting important plan changes or other relevant benefits program information. An FAQ residing in the app can also ease the workload on your HR team and minimize inquiries to a call center by making information readily available.

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Topics: Employee Benefits, Human Resources, Technology

Individual Health Insurance

By Madalyn Altschuler, Manager, MarketLink & Benefits Communications

clock March 17, 2014 at 10:00 AM

Common Questions Employees Are Asking

Do you have employees who are ineligible for your employer-sponsored plan and still need help securing individual health insurance before the fast approaching deadline? Are you an individual having a difficult time deciding on a health care plan? For most individuals, if you aren’t enrolled in a plan by March 31, 2014, you may have to pay a penalty!

We sat down with one of Marsh & McLennan Agency's own Insurance Advocates to learn firsthand what questions individuals are asking when it comes to buying coverage. Maybe you’ve heard these questions too and could use our insight to respond to your employees’ inquiries:

  1. What advice would you give to individuals looking to reduce their insurance costs, while still reviewing the best plan options available?

First, let’s start with the basics by finding out how many people are in the household and what the annual household income is. Based on this information, we may be able to look at health plans on the public Health Insurance Exchange to find out if a subsidy would be given to help the individual pay for health coverage.

If the individual is not eligible for a subsidy, we would suggest looking at Silver plans through the Exchange, as these have lower deductibles and copayments for services. For an individual that just needs coverage to avoid paying a penalty for failing to have coverage, we would likely recommend a Bronze level plan.

  1. What should individuals consider when deciding on the best health plan?
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Topics: Employee Benefits, Health Care Reform, Individuals

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