Stan Lambert, Principal, Director of Specialty Services Division

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Will ALL of Your Employees Have Health Insurance in 2015?

Posted by Stan Lambert, Principal, Director of Specialty Services Division on November 13, 2014 at 10:00 AM
Will ALL of Your Employees Have Health Insurance in 2015?

It’s the law. The Affordable Care Act requires the large majority of U.S. citizens and legal residents to have health insurance (or pay a penalty if they don’t). Hopefully, your benefit eligible employees have joined your employer sponsored health plan or have obtained coverage through their spouse. But how are you helping your part-time employees or those who are not eligible for health insurance with their coverage? Although it’s not required for you to do so, your part-timers may feel more supported if you do!

Check out our list of important information for employees who aren’t eligible for your company benefits to help them purchase affordable health coverage for the upcoming year!


Starting November 15, 2014 through February 15, 2015, individuals seeking health insurance can take advantage of the annual open enrollment period in the Public Marketplace. In addition to purchasing Public Marketplace coverage, individuals will also have the opportunity to purchase a private health plan outside of the Public Marketplace. Both of these are opportunities for those employees who were not eligible for your company sponsored benefits, or those that chose not to take your coverage, to buy a new policy or plan.


Your part-time or ineligible employees will want to pay attention to the upcoming open enrollment period of the Marketplace and private health plans, particularly if they did not enroll in your group health plan during the last enrollment period, or want to change to a Marketplace or private health plan. Additionally, employees who experienced a qualifying event but did not enroll in time after their qualifying event took place would also be able to take advantage of these plan alternatives.

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Topics: Employee Benefits, Health Care Reform, Individuals

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